Central government scheme · All India
Pradhan Mantri Matru Vandana Yojana (PMMVY)
A direct cash maternity benefit for your first child and a second girl child.
Headline benefit
Up to ₹11,000 cash benefit
- Administered by
- Ministry of Women & Child Development, Government of India
- Coverage
- All India
- Benefit
- Up to ₹11,000 cash
- For
- 1st child; 2nd girl child
- Paid via
- Direct bank transfer (DBT)
- Official sources onlyFigures cited from government portals
- Verified 9 July 2026Amounts change — confirm on the portal
- Educational guidanceNot legal or financial advice
Last verified 9 July 2026 · Amounts and rules can change — confirm current details on the official portal before applying.
Overview
What is PMMVY?
Pradhan Mantri Matru Vandana Yojana (PMMVY) is the Government of India's flagship cash maternity benefit. It partly compensates pregnant and lactating women for the wages they lose around childbirth and encourages them to rest, eat well, and seek antenatal care.
Under the revamped PMMVY 2.0 (run under Mission Shakti), a mother receives ₹5,000 for her first living child, paid in two instalments. If a second child is a girl, an additional ₹6,000 is paid in a single instalment — an incentive to welcome and value the girl child. That is up to ₹11,000 in total across the two.
The National Food Security Act guarantees pregnant women a maternity benefit of at least ₹6,000; PMMVY's ₹5,000 for the first child is topped up by the ₹1,000 institutional-delivery incentive under Janani Suraksha Yojana (JSY), so the two schemes work together.
What you get
Benefits
₹5,000 for your first child
₹5,000
Paid in two instalments — ₹3,000 during pregnancy and ₹2,000 after the birth is registered and your baby completes the first immunisation cycle.
₹6,000 for a second girl child
₹6,000
A single instalment paid after the birth of a second child who is a girl and her early immunisation.
Straight to your bank account
The money is transferred directly to your Aadhaar-linked account (DBT) — there are no middlemen or deductions.
The money
Financial assistance available
| First child — 1st instalmentOn early registration of pregnancy and at least one antenatal check-up, within 6 months of your last menstrual period (LMP). | ₹3,000 |
|---|---|
| First child — 2nd instalmentAfter the birth is registered and the child receives the first immunisation cycle (BCG, OPV, DPT, Hepatitis-B or equivalents). | ₹2,000 |
| Second child (girl only)Single instalment after the birth of a second girl child and her early immunisation. | ₹6,000 |
Who qualifies
Eligibility
Quick self-check
Am I eligible?
Tick the statements that apply to you. This is a self-check to help you understand PMMVY — it is not an eligibility decision. The official portal is the final authority.
Who is not eligible
- Women in regular employment with the Central or State Government or a public-sector undertaking.
- Women already receiving a similar paid maternity benefit under another law (for example under the Maternity Benefit Act or ESI).
What to gather
Required documents
Mother and Child Protection (MCP) cardRequired
Aadhaar card of the beneficiaryRequired
And of the husband, with consent.
Aadhaar-linked bank / post-office passbookRequired
In the beneficiary's own name.
Registered mobile numberRequired
LMP date & antenatal check-up (ANC) detailsRequired
From your MCP card.
Child's birth registration certificateIf applicable
For the second instalment.
Child immunisation recordIf applicable
For the second instalment.
Proof of an eligible categoryIf applicable
e.g. BPL card, e-Shram/MGNREGA card, or disability certificate, where applicable.
Step by step
How to apply
Ways to apply
- Online — PMMVY 2.0 citizen portal (pmmvy.wcd.gov.in)
- At your Anganwadi Centre (AWC)
- Through an approved health facility / ASHA worker
Register early
As early as possibleRegister your pregnancy as soon as possible at your local Anganwadi Centre (AWC) or approved health facility — or yourself through the PMMVY 2.0 citizen portal.
Submit Form 1-A with your documents
1st instalmentComplete the registration form with your Aadhaar, bank details and MCP-card information, and keep your ANC records handy. This releases the first instalment.
Claim after the birth (Form 1-B)
2nd instalmentAfter delivery, register the birth and complete your baby's first immunisation cycle, then submit Form 1-B to release the second instalment.
Second girl child (Form 1-C)
Second childFor a second child who is a girl, submit Form 1-C after the birth and early immunisation to claim the ₹6,000.
Track your payment
OngoingPayments arrive by DBT to your bank account. If an instalment is delayed, follow up with your Anganwadi worker/ASHA or check the portal.
Don't miss these
Important deadlines
Register pregnancy & claim 1st instalment
Within 6 months of your LMP (last menstrual period)
Claim 2nd instalment (first child)
After birth registration + first immunisation cycle
Register for a second child
You must register during the pregnancy
Take it with you
Download your application checklist
A ready-to-use list of the documents to gather and the steps to follow for PMMVY. Save it, print it, or take it to your Anganwadi Centre, hospital, or employer.
Avoid these
Common mistakes to avoid
- Registering late — you must register the pregnancy within 6 months of your LMP to claim the first instalment.
- Using a bank account that isn't linked to your Aadhaar — the DBT payment will fail.
- Assuming any second child qualifies — the ₹6,000 second-child benefit is only for a girl.
- Not completing your baby's first immunisation cycle — the second instalment is released only after it's done.
- Name mismatches between your Aadhaar, bank account and MCP card — get them corrected before applying.
Answers
Frequently asked questions
Can I get PMMVY for my second child?
Only if your second child is a girl. In that case you receive an additional ₹6,000 in a single instalment after the birth and early immunisation. There is no cash benefit for a second child who is a boy.
How is PMMVY different from Janani Suraksha Yojana (JSY)?
PMMVY is a cash maternity benefit from the Ministry of Women & Child Development and is not tied to where you deliver. JSY is a Health Ministry incentive that rewards delivering in a hospital. They are separate schemes and you can receive both.
Do I need an Aadhaar card and bank account?
Yes. PMMVY is paid by Direct Benefit Transfer, so you need an Aadhaar-linked bank or post-office account in your own name. Link your Aadhaar to your account before you apply.
I am a government employee — can I apply?
No. Women in regular government/PSU employment, or those already receiving a similar paid maternity benefit under another law (such as the Maternity Benefit Act or ESI), are not eligible for PMMVY.
How long does the money take to arrive?
It varies by state and how quickly your documents are verified. Register early, keep your bank and Aadhaar details consistent, and follow up through your Anganwadi Centre or the portal if a payment is delayed.
Go to the source
Official government resources
Free tools
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Related maternity schemes
JSY
Janani Suraksha Yojana (JSY)
A cash incentive for delivering your baby safely in a health facility.
Headline benefit
₹600 – ₹1,400 cash for institutional delivery
JSSK
Janani Shishu Suraksha Karyakram (JSSK)
Completely free delivery and newborn care at government hospitals.
Headline benefit
Free delivery — including C-section
Maternity Benefit Act
Maternity Benefit Act, 1961
Your legal right to paid maternity leave from your employer.
Headline benefit
26 weeks of employer-paid leave
Plan the rest of your pregnancy
This page is an educational summary of a publicly available government scheme, verified against official sources on 9 July 2026. Scheme amounts, eligibility and rules change with government policy — always confirm the current details on the official portal above before you apply. It is not legal, financial, or medical advice. See our editorial policy for how we source and review content.
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