Central government scheme · All India (benefit varies by state category)
Janani Suraksha Yojana (JSY)
A cash incentive for delivering your baby safely in a health facility.
Headline benefit
₹600 – ₹1,400 cash for institutional delivery
- Administered by
- National Health Mission, Ministry of Health & Family Welfare
- Coverage
- All India (benefit varies by state category)
- Benefit
- ₹600 – ₹1,400 cash
- Condition
- Delivery in a health facility
- Also helps
- Your ASHA worker
- Official sources onlyFigures cited from government portals
- Verified 9 July 2026Amounts change — confirm on the portal
- Educational guidanceNot legal or financial advice
Last verified 9 July 2026 · Amounts and rules can change — confirm current details on the official portal before applying.
Overview
What is JSY?
Janani Suraksha Yojana (JSY) is a safe-motherhood scheme under the National Health Mission. It pays a cash incentive to encourage pregnant women to give birth in a hospital rather than at home, which sharply lowers the risk to both mother and baby.
States are grouped into Low Performing States (LPS) — the EAG states plus Assam and Jammu & Kashmir — and High Performing States (HPS). The cash amount depends on that grouping and on whether you live in a rural or urban area.
A community health worker (ASHA) who helps you access antenatal care and deliver in a facility also receives a small incentive, so she is motivated to support you through the process.
What you get
Benefits
₹1,400 — LPS, rural
₹1,400
Cash to the mother for delivering in a facility in a Low Performing State, rural area.
₹1,000 — LPS, urban
₹1,000
Cash to the mother in a Low Performing State, urban area.
₹700 / ₹600 — HPS
₹700
₹700 (rural) or ₹600 (urban) for BPL/SC/ST mothers in High Performing States.
ASHA support incentive
Your ASHA worker receives about ₹600 (rural) / ₹400 (urban) in LPS for helping you access care and deliver safely.
The money
Financial assistance available
| Mother — LPS, rural | ₹1,400 |
|---|---|
| Mother — LPS, urban | ₹1,000 |
| Mother — HPS, ruralFor BPL / SC / ST women. | ₹700 |
| Mother — HPS, urbanFor BPL / SC / ST women. | ₹600 |
| ASHA incentive (LPS)Paid to your ASHA worker, not to you. | ₹600 rural / ₹400 urban |
Who qualifies
Eligibility
Quick self-check
Am I eligible?
Tick the statements that apply to you. This is a self-check to help you understand JSY — it is not an eligibility decision. The official portal is the final authority.
What to gather
Required documents
JSY card / MCP cardRequired
Issued when you register your pregnancy.
Proof of institutional deliveryRequired
Discharge slip or delivery certificate.
Aadhaar cardRequired
Bank account passbookRequired
For the cash transfer.
BPL / SC-ST certificateIf applicable
Required in High Performing States.
Step by step
How to apply
Ways to apply
- Through your ASHA / ANM
- At the government health facility where you register and deliver
Register your pregnancy
During pregnancyRegister early with your ASHA, ANM, or at your PHC and get a JSY / MCP card.
Attend antenatal check-ups
During pregnancyYour ASHA helps you access antenatal care and completes your JSY registration.
Deliver in a facility
At deliveryGive birth in a government facility or accredited private hospital.
Receive the cash
At/after dischargeThe incentive is paid — increasingly by DBT to your bank account — at or after discharge.
Don't miss these
Important deadlines
Register for JSY
During pregnancy, before delivery
Claim the cash benefit
At the time of institutional delivery / discharge
Take it with you
Download your application checklist
A ready-to-use list of the documents to gather and the steps to follow for JSY. Save it, print it, or take it to your Anganwadi Centre, hospital, or employer.
Avoid these
Common mistakes to avoid
- Not registering during pregnancy — register early with your ASHA or ANM.
- Delivering at a private hospital that isn't accredited — only government or accredited private facilities qualify.
- Not carrying your JSY/MCP card and ID to the hospital.
- Assuming the amount is the same everywhere — it varies by state category and rural/urban location.
Answers
Frequently asked questions
What are LPS and HPS states?
JSY classifies states as Low Performing States (LPS) or High Performing States (HPS), which decides the cash amount. LPS are the EAG states — Uttar Pradesh, Uttarakhand, Bihar, Jharkhand, Madhya Pradesh, Chhattisgarh, Odisha and Rajasthan — plus Assam and Jammu & Kashmir. All other states are HPS.
Can I claim JSY and PMMVY together?
Yes. JSY (a Health Ministry incentive for hospital delivery) and PMMVY (a Women & Child Development cash maternity benefit) are separate schemes, and you can receive both if you're eligible.
Is the delivery itself free?
Delivery at a public health facility is free under the Janani Shishu Suraksha Karyakram (JSSK). JSY is an additional cash incentive paid on top of that free care.
What if I have a home delivery?
JSY's aim is to encourage hospital delivery. A small cash assistance (around ₹500) has historically been available for BPL women aged 19+ who deliver at home, up to two births — check what applies in your state with your ASHA.
Go to the source
Official government resources
Free tools
Keep planning with ParentVibes
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Plan the rest of your pregnancy
This page is an educational summary of a publicly available government scheme, verified against official sources on 9 July 2026. Scheme amounts, eligibility and rules change with government policy — always confirm the current details on the official portal above before you apply. It is not legal, financial, or medical advice. See our editorial policy for how we source and review content.
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